Free on iOS & Android
Federal tax calculator: know your refund before you file
Tax47 compares 2025 vs 2026 tax law side-by-side. Estimate your federal refund, EITC, and self-employment tax in under two minutes — works offline, nothing leaves your phone.
How it works
Your refund estimate before you file.
Tax47 is a free US federal tax calculator. Enter your income details and it computes your tax liability, credits, and estimated refund — no account, no clutter.
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Enter your income
Type in your gross income, filing status, and W-2 withholding. Add freelance earnings or investment income if you have them. Everything stays on your device.
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Choose your tax scenario
Pick standard or itemized deductions, add credits like the Child Tax Credit or EITC, and compare current tax law with the 2026 changes side by side.
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Get your refund number
See your estimated refund or amount owed with a full breakdown — effective rate, marginal bracket, and how each credit and deduction moves your bottom line.
The right calculator for every situation.
W-2 employee, freelancer, or curious about the new tax law? Tax47 handles the math so you don't have to — simple enough for a quick check, detailed enough for real planning.
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100% private
All calculations happen on your device. Your income, filing status, and refund estimate never leave your phone — no servers, no account.
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Every filing situation
Single, married filing jointly or separately, head of household, qualifying surviving spouse — all five statuses, with the right brackets and deduction for each.
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Tax credits built in
Child Tax Credit, Earned Income Tax Credit, Child & Dependent Care Credit, and more — see exactly how each one changes your refund.
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2025 vs. 2026 comparison
A side-by-side view of how the One Big Beautiful Bill (P.L. 119-21) changes your tax — tips deduction, overtime deduction, and more.
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Save your scenarios
Keep multiple returns side by side to compare filing strategies, income changes, or what-if deductions before you commit.
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Simple or advanced
A quick estimate for a straightforward W-2, or detailed inputs for self-employment, rentals, and pass-through income. You pick the depth.
How is your tax refund actually calculated?
A tax refund happens when the total amount withheld from your paychecks during the year exceeds your actual tax liability. The math is simple: total tax withheld (from your W-2) minus your actual tax liability equals a refund if positive, or an amount owed if negative.
Your actual liability depends on your taxable income — gross income minus either the standard deduction or itemized deductions. Filing status matters too: married filing jointly gets wider tax brackets and a larger standard deduction than single filers. Tax credits then reduce your bill dollar for dollar — the Earned Income Tax Credit alone can be worth over $7,000 for qualifying families, and the Child Tax Credit adds up to $2,200 per child.
Tax47 runs all of these calculations for you — free on iOS & Android.
Free tax calculators. No signup.
Quick federal tax math — estimate your refund, find your bracket, check credit eligibility, or size up self-employment tax. No account, no email.
Tax Refund Estimator
Estimate your federal refund or amount owed in minutes. Enter income, withholding, and filing status.
Tax Bracket Calculator
See your marginal and effective tax rate for the 2026 federal brackets.
Earned Income Credit Calculator
Check your EITC eligibility and credit amount — worth over $7,000 for some families.
Self-Employment Tax Calculator
Calculate SE tax and quarterly estimated payments on freelance and 1099 income.
From EHM Tech
More tools for the way you actually work.
Tax47 is part of a small lineup built for everyday earners. All free. No accounts. No ads. Ever.
Frequently asked questions
Is Tax47 really free?
Yes — you can build a full tax return and see your estimated refund without paying anything or creating an account. There's an optional premium upgrade for managing multiple saved returns and extra themes, but the entire calculation experience is free for one return.
Where does my tax data live?
On your device. Nowhere else. Every calculation runs on-device — your income, filing status, and results are never transmitted to our servers or anyone else.
Which tax year does it cover?
Tax47 supports the 2024, 2025, and 2026 tax years and compares them side by side, so you can see exactly how the new One Big Beautiful Bill (P.L. 119-21) changes affect your refund.
Can it handle self-employment income?
Yes. Add a Schedule C and Tax47 computes self-employment tax, the deductible half, the QBI deduction, and four quarterly estimated-payment amounts with their due dates.
Does it cover the new 2026 deductions?
Yes. The new tips deduction, overtime deduction, car loan interest deduction, and senior bonus deduction from the One Big Beautiful Bill all surface automatically when they apply to your return.
Is this a substitute for filing my taxes?
No. Tax47 gives you an accurate estimate to plan with — it is not tax advice and is not a filing tool. Always confirm with a qualified tax professional or the IRS before you file.
Don't leave money on the table
See your 2026 refund in under 2 minutes.
Tax47 is free. No sign-up. Your numbers never leave your device.